Incoming Medical Students

Step 5 - Complete Your Student Health Insurance Requirement Compliance Process

All new medical students and all international Penn State University students are required to have health insurance. Under this requirement, students must either purchase the Penn State University Student Health Insurance Plan or provide documentation of enrollment in a comparable United States-domiciled plan.

If you wish to substitute your own insurance plan to meet this requirement please click here to download and complete the waiver application.

If a student has not waived out of the Penn State Student Health Insurance Plan by the deadline date, he/she will have the fee automatically charged to their student account. However, an enrollment form must still be completed by the deadline for enrollment to be complete. Any questions about this should be directed to the Hershey Bursar's office at 717-531-6126 or Bursar-Com@hmc.psu.edu.

Students will need to complete the annual insurance enrollment/waiver process each year they are enrolled at Penn State.

In order for an insurance plan to meet the Penn State University mandatory insurance waiver criteria, the insurance plan must feature, at a minimum, all of the following:

Coverage that allows the insured student to receive outpatient, emergency, specialist and inpatient care, maternity benefits, diagnostic testing and procedures, and mental health inpatient and outpatient care, including alcohol and substance abuse treatment. Pay benefits worldwide. Evacuation insurance (for medical illness and injury and for reasons of civil unrest) when students are engaged in school-sanctioned activities outside of the United States must be purchased if not included in this plan at the time of travel.

  1. A deductible not greater than $1,000 per policy year.
  2. Have a maximum benefit of not less than $250,000 
  3. The insurance must be provided by an insurance company domiciled in the United States (or must be provided by an international insurance company with a United States partner for handling of insurance claims in the United States).

There is information about insurance, fees and billing practices on our website.